SUTA 2026 Cost Changes

SUTA 2026 Cost Changes

The unemployment insurance tax rate and wage base updates listed below have been announced. Nonprofit, governmental, and tribal entities should assess the potential impact of these changes on their budgets. While these changes and requirements bind for-profit entities, nonprofit, governmental, and tribal entities have options.

Click here for 2025 cost factors.

The 2026 taxable wage base remains $8,000.

The taxable wage base remains at $8,000 in 2026.

The taxable wage base remains at $7,000 in 2026.

The wage base increased from $27,200 in 2025 to $30,600 in 2026.

The taxable wage base increased from $12,500 in 2025 to $14,500 in 2026.

The taxable wage base remains $7,000 in 2026.

The taxable wage base remains at $9,500 in 2026.

The taxable wage base increased from $13,916 in 2025 to $14,250 in 2026.

The taxable wage base remains at $9,500 in 2026.

Iowa’s taxable wage increased from $39,500 in 2025 to $20,400 in 2026.

The taxable wage base remains $14,000 in 2026. The wage base will be adjusted annually as a percentage of the statewide average annual wage through 2030.

The taxable wage base remains at $12,000 in 2026.

The taxable wage base remains at $8,500 in 2026.

2026 SUTA rates are set to increase from schedule D to schedule E, ranging from 0.94% to 14.37% (not including COVID Recovery Assessment). The taxable wage base remains at $15,000 in 2026.

The maximum weekly benefit increases from $446 to $530 for claims filed in 2026 and $614 for claims filed in 2027.

The taxable wage base remains at $14,000 in 2026.

The 2026 taxable wage base range remains between $9,000 and $24,000.

The taxable wage base remains at $14,000 in 2026.

In fiscal year 2026, SUTA rates range from 0.5% to 5.8%. The taxable wage base increased from $43,300 in 2025 to $44,800 in 2026.

The taxable wage base increased from $33,200 in 2025 to $34,700 in 2026.

The taxable wage base increased from $12,800 in 2025 to $13,000 in 2026. Beginning October 6, 2025, the maximum weekly benefit amount (WBA) for unemployment claims will increase from $504 to $869 per week.

The taxable wage base remains at $9,000 in 2026.

The taxable wage base remains at $10,000 in 2026.

The taxable wage base remains at $14,000 in 2026.

The taxable wage base remains at $15,000 in 2026.

Tennessee’s 2025/2026 rates remained at Table 6, with rates ranging from 0.01% to 10.00%. The 2026 taxable wage base is estimated to remain at $7,000.

The taxable wage base remains at $9,000 in 2026.

The taxable wage base remains at $8,000 in 2026.

The taxable wage base increased from $72,800 in 2025 to $78,200 in 2026.

The taxable wage base remains at $9,000 in 2026.

Tax rates range from 0% to 4.45% for positive-rated employers. Tax rates range from 6.4% to 12% for negative-rated employers. The taxable wage base remains at $14,000 in 2026.

The taxable wage base increased from $32,400 in 2025 to $33,800 in 2026.

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Testimonials

Working with Marshal Whittey at First Nonprofit has been a great experience. He handles our request as a priority and goes above and beyond to resolve any issues we have in a timely manner. Marshall follows through to the end and ensures our needs are met. He has been a great resource for LSC and our “go to” for any tax questions we may have. With LSC transitioning several facilities into one federal tax identification number, First Nonprofit was able to assist and provide guidance with best practices resolving claims to each entity. Additionally First Nonprofit provided knowledge (information materials) and one on one training to HRS group with best practices to handle claims state adjudicated, fraudulent claims, and appeals. And processing information in the First Nonprofit [unemployment claims] system allows for timely information can be collected.

Lutheran Services Carolinas, Salisbury, NC

We first started using First Nonprofit’s Unemployment Savings Program when we were a small startup nonprofit.  We didn’t have an HR department and needed expertise in the event that an unemployment claim was made.  We knew we were eligible to be a reimbursing employer, but weren’t sure how to navigate that process.  They made it easy to set things up, plan for, and then manage claims when they came at a very reasonable cost. The amount of time and stress they’ve saved us dealing with all this has been worth way more than the cost.  We’ve now grown to a large nonprofit and do have an HR department but have no plans to stop using their services.  I highly recommend them to every nonprofit I come into contact with!

CROSSPURPOSE, Denver, CO

CCSCT was approached by First NonProfit to discuss its Unemployment Savings Program and ways the program could significantly reduce the amount of unemployment taxes we were paying. At the time, our agency was paying approximately $80,000 per year. First NonProfit conducted an analysis to determine if making the switch would be in our best interest, and it clearly was based on our circumstances. The first year on the program, CCSCT saw a 70% reduction in its unemployment costs and each year, continues to experience further reductions as a result of having minimal claims. Some additional benefits of the program including having a fixed annual cost, an interest-baring reserve account, professional unemployment claims management and representation at all unemployment hearings. This has been one of the best decisions we have made.

Community Council of South Central Texas, Inc., Seguin, TX

We’ve been a member of First Nonprofit’s Unemployment Savings Program since 2011 and highly recommend joining. The program is terrific and allows us to earn interest on our own funds while still meeting the state’s requirements on unemployment payments. In addition, the staff are great and always helpful sorting out any questions we may have. Thank you all!

NC Conservation Network, Raleigh, NC

I am LOVING the Mineral platform. It has been a lifesaver for someone like me leading a small not-for-profit without a dedicated HR person.

Caelynn Prylo, Ballston Area Community Center, Ballston Spa, NY

Throughout our membership in the Unemployment Savings Program, First Nonprofit understood our demands, community dynamics, and the importance of seamless services; that allowed us to serve our constituents better.

Prevent Blindness America, Chicago, IL

Because INCS advocates for the operating conditions that allow charter public schools to provide high quality public education, partnering with First Nonprofit was an easy decision. First Nonprofit’s unemployment programs provide our member schools two operating elements crucial to their ability to provide high quality public education: savings and budget certainty. Capable, committed teachers are the key to student success. By participating in the unemployment insurance savings plan, charter public schools gain peace of mind and are able to invest more money in their teachers.

Illinois Network of Charter Schools, Chicago, IL

It has been our sincere pleasure to maintain a strong, vibrant business partnership with First Nonprofit. We greatly admire their strong industry knowledge, technical expertise, constant professionalism, knowledgeable and dedicated staff. They are always extremely responsive, personable and provide us with the necessary guidance and recommendations on a numerous variety of employment scenarios.

Thresholds, Chicago, IL